The Owner's Manual
Every edition takes one cost of owning a home in Massachusetts and gives you something practical to do about it. Free, sourced, and short enough to read over coffee.
- One topic each. Taxes, energy, insurance, or upkeep.
- Always sourced. Every figure comes with its public source.
- Action. Not alarm. News from Beacon Hill to Main Street.
- Never paywalled. Everyone reads the same thing, free.
Your insurance renewal just went up. Here's what to do.
How to read the notice line by line, the two changes that explain most increases, and the one deductible decision that actually lowers the bill.
Earlier Editions
Sent to members' inboxes. Join free and we'll forward the back catalogue.
Why your electric bill went up, and what you can do
Supply versus delivery, the winter rate, and whether switching suppliers is worth the effort. Members' archive.
The fall maintenance checklist
Twelve weekend jobs that prevent the five most expensive winter repairs, gutters, hose bibs, roof flashing, and the one people always skip. Members' archive.
Resources every senior homeowner should know about
Clause 41C exemptions, 41A deferrals, the state Circuit Breaker credit, and the questions to ask your assessor. Members' archive.
The hidden costs of owning a home in Massachusetts
Where the first edition started, with what the mortgage calculator leaves out, and how it compounds over ten years. Members' archive.
Download the Latest Edition of The Owner's Manual.
The inaugural print edition is free as a PDF, with what a home really costs and two guides.
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- Updates on the decisions that affect your bill, from Beacon Hill to your local Main Street
- Every guide, every edition, always free